Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs When the Mean is Nice What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? PLAY: Roll with the Market FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts You Just Gotta Habit! PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs